Local 512

September 6, 2025

My fellow 512 family,

On September 3rd, your TWU Local 512 leadership attended the 2025 Benefits Conference to review the benefits ahead for the coming year. We want to share the highlights with you, so everyone is aware of what’s available and how to use these programs when needed.

What’s Staying the Same

The good news is that our union benefit rates will remain flat, with no increases, except for regular age-related adjustments. This rate period will run until the start of 2027. AA medical benefit rates were not shared for 2026.

Short-Term Disability (STD)

If you’ve been enrolled for more than a year (Class 1), you’ll now get 60% of your pay up to $4,000 per week for up to 26 weeks. There’s no pre-existing condition exclusion, but if you need an extension, you’ll have to provide medical records.

If you’re newer to the plan (Class 2), you’ll still get 60% of your pay, but the wait times are different: 14 days for accidents or injuries, and 60 days for sickness.

Filing a Claim: You can do this online at www.mylincolnportal.com (use our Local 512 code) or call 888-743-8967 between 7 a.m. and 7 p.m. Don’t forget—you’ll need to sign a medical release form.

Long-Term Disability (LTD)

For full-time members (Class 1), LTD pays 50% of your pay up to $7,000 a month after a 180-day waiting period. Coverage lasts until the later of age 65 or your Social Security retirement age.

For part-time members (Class 2), LTD pays up to $1,000 per month, with the same rules applying if a member passes away while receiving LTD benefits. In such cases, the survivor gets three times the last monthly payment.

Life Insurance

Life insurance claims can be filed online at LincolnFinancial.com or emailed to LifeClaim@lfg.com. Beneficiaries are contacted within 24–48 hours, and most claims are processed in just three business days. Payments are mailed once everything is reviewed.

Waiver of Premium

If you’re under 60 and become totally disabled or seriously ill, you may qualify to keep your life insurance without paying premiums. This kicks in after a six-month waiting period and lasts as long as you remain disabled.

Supplemental Health Benefits

Additional plans are available for Critical Illness, Accident, and Hospital Indemnity. Claims can be filed by fax (888-735-7636), email (fileclaim@lfg.com), online at www.lincolnfinancial.com, or by phone at 800-423-2765.

The top reasons claims get denied are:

1. Not being enrolled.
2. The condition isn’t covered.
3. Not sending in the required proof.

We know this is a lot of information, but it’s important to us that you and your families understand the benefits available to you. These programs are in place to protect us in the event of unexpected events, and we encourage everyone to take full advantage of them.

If you have questions, don’t hesitate to reach out—we’re here to help. 

Safety update: Please be aware of your surroundings when moving equipment around the ramp. We still have not seen any updates about the loading and unloading of widebody aircraft from the company. The company has yet to guide how ABR will handle local bags. We will soon be introducing a new safety reporting app in October for our members at 512. 

Sincerely and fraternally,

Juan Elvira

President – TWU Local 512

TWU Local 512 is proud to announce the Local 512 app for your smartphone is available for download in the Apple store and the Google play store.
 click the iTunes or Google Play logos below to download the app today!